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Rejection By Bank Status Report Of HIMACHAL PRADESH GRAMIN BANK



Sr.No
PARTICULARS
No.of.proj
In %
1 Total No of Application Forwarded 947 -
2 Total No of Application Rejected 182 19.22
3 Not Viable 21 11.54
4 PMEGP Target Achieved for current year 0 0
5 Out of service area 9 4.95
6 Applicant not intrested 38 20.88
7 CIBIL Report not satisfactory 19 10.44
8 Defaulter 8 4.4
9 Unable to deposit own contribution 1 .55
10 Existing unit 8 4.4
11 Inadequate knowledge in proposed industry 11 6.04
12 Activity in negative list as per PMEGP Scheme 0 0
13 Already Govt. Employee 1 .55
14 Unable to submit Documents 15 8.24
15 Spouse PMEGP/REGP Loan availed 2 1.1
16 Applicant requested to return application 15 8.24
17 Improper application 5 2.75
18 Revised Application Submitted 11 6.04
19 Applicant willing to avail PMEGP loan from other bank 5 2.75
20 Other Reasons 0 0